Skopje, 21 August 2025 (MIA) - In July, total deposits registered a monthly and annual increase of 0.6% and 13.0%, respectively. Thus, the monthly and annual change were mostly due to the growth of household deposits, amid slight increase in corporate deposits, the National Bank said on Thursday.

In July, total household deposits increased by 1.1% on a monthly basis. Moreover, the monthly growth is largely due to the growth of demand deposits, long-term deposits in denars and short-term deposits in foreign currency, amid smaller increase in other components. The annual growth amounts to 13.3% and is a result of the increased demand deposits, long-term deposits in denars and in foreign currency, with slight contribution of short-term deposits.

This month, household loans registered a monthly and annual increase of 0.8% and 10.4%, respectively. The change on both bases is due to the increased lending in denars and in foreign currency, with a larger contribution of denar loans.

In July, considering the purpose of loans to individuals, the most common categories - consumer and housing loans registered a monthly growth of 1.0%, respectively, amid an annual increase of 9.8% and 15.3%, respectively. This month, car loans increased by 1.8% on a monthly basis, while annually they decreased by 1.0%. Loans on credit cards remained unchanged on a monthly basis, while on an annual basis they decreased by 7.4%. In July, overdrafts and loans granted on other basis decreased by 1.8% and 0.7% compared to the previous month, respectively, while annually they were lower by 4.9% and 9.2%, respectively.

In July, total corporate deposits registered a monthly growth of 0.1%, which results from the increase in all deposits, given the decline in short-term deposits in denars. The annual growth of 14.5% is mostly due to the growth of demand deposits and short-term deposits in denars. This month, corporate loans registered a monthly and annual increase of 0.4% and 15.9%, respectively. The monthly and annual growth entirely results from the increased denar loans, while foreign currency loans declined, reads the press release.

Photo: National Bank, screenshot of National Bank’s report